Products: Senior Market Product Portfolio

Medicare Supplement Insurance Plans

Medicare Supplement Insurance Plans

Medicare Supplement Insurance

Medicare Advantage Plans

Final Expense

Final Expense

A Medicare Supplement policy is senior health insurance sold by private companies to expand health coverage for seniors where the Original Medicare Plan coverage falls short, such as co-pays and deductibles for doctor visits, hospitalization and other medical services. Seniors pay a monthly premium but have few additional out-of-pocket expenses.
Medicare Advantage Plans are health care options that are a part of the Medicare program. By paying their Part B premium, a beneficiary becomes eligible for Medicare Advantage plans. Many times consumers receive extra benefits not covered under Original Medicare.
Final expense insurance, also known as “burial” or “funeral” insurance, is a life insurance policy with a low face value, from $2,000 to $50,000, that your clients can buy when they reach the age of 50. Policyholders can name any beneficiary, typically a family member, who would make the claim and receive the money upon the policyholder’s death. The beneficiary is then responsible for using the money to carry out the policyholder’s wishes.
Medicare Supplement Insurance Plans

Medicare Supplement Insurance Plans

A Medicare Supplement policy is senior health insurance sold by private companies to expand health coverage for seniors where the Original Medicare Plan coverage falls short, such as co-pays and deductibles for doctor visits, hospitalization and other medical services. Seniors pay a monthly premium but have few additional out-of-pocket expenses.
Medicare Supplement Insurance

Medicare Advantage Plans

Medicare Advantage Plans are health care options that are a part of the Medicare program. By paying their Part B premium, a beneficiary becomes eligible for Medicare Advantage plans. Many times consumers receive extra benefits not covered under Original Medicare.
Final Expense

Final Expense

Final expense insurance, also known as “burial” or “funeral” insurance, is a life insurance policy with a low face value, from $2,000 to $50,000, that your clients can buy when they reach the age of 50. Policyholders can name any beneficiary, typically a family member, who would make the claim and receive the money upon the policyholder’s death. The beneficiary is then responsible for using the money to carry out the policyholder’s wishes.
Term Life

Term Life

Whole Life

Whole Life

Universal Life

Universal Life

Term life insurance offers competitive premiums as it only covers specific periods of time. Clients select the term length they need as well as the coverage, or face, amount of the policy. For example, a client can choose a 25 year term life policy, in order to maintain your family’s standard of living until your children are out of school.
Whole life insurance has been around for generations, providing security and financial growth for families throughout their lifetimes. In addition to paying a death benefit, Whole Life is also a value builder. Clients can access the cash values that accumulate in the policy during their lifetime to fund vital needs such as a college or a new house.
Universal Life Insurance is a flexible-premium, adjustable benefit life insurance policy that accumulates account value. The flexibility of this policy allows you to change the amount of insurance as your needs for insurance change. The death benefit is tax-free and growth in account value is tax-deferred.
Term Life

Term Life

Term life insurance offers competitive premiums as it only covers specific periods of time. Clients select the term length they need as well as the coverage, or face, amount of the policy. For example, a client can choose a 25 year term life policy, in order to maintain your family’s standard of living until your children are out of school.
Whole Life

Whole Life

Whole life insurance has been around for generations, providing security and financial growth for families throughout their lifetimes. In addition to paying a death benefit, Whole Life is also a value builder. Clients can access the cash values that accumulate in the policy during their lifetime to fund vital needs such as a college or a new house.
Universal Life

Universal Life

Universal Life Insurance is a flexible-premium, adjustable benefit life insurance policy that accumulates account value. The flexibility of this policy allows you to change the amount of insurance as your needs for insurance change. The death benefit is tax-free and growth in account value is tax-deferred.
Annuities

Annuities

Dental Insurance

Dental Insurance

Health Specality Products

Health Specality Products

Annuities provide the security of a “lifetime income” for your clients. After they have paid into the annuity for a period of time they will begin to receive regular payments that will be a steady stream of income to supplement their Social Security. Also, annuities have great tax benefits. Benefits are tax deferred until your client starts to withdraw.
Dental Insurance provides benefits for services such as preventive care, routine checkups, crowns and implants. Clients can take advantage of these services and discounted services with a network provider of over 200,000 credentialed dental participants.
These health plans provide supplemental benefits like cancer insurance, heart/stroke insurance and hospital indemnity insurance. The benefits are paid directly to your client to provide immediate benefit and lessen financial strain.
Annuities

Annuities

Annuities provide the security of a “lifetime income” for your clients. After they have paid into the annuity for a period of time they will begin to receive regular payments that will be a steady stream of income to supplement their Social Security. Also, annuities have great tax benefits. Benefits are tax deferred until your client starts to withdraw.
Dental Insurance

Dental Insurance

Dental Insurance provides benefits for services such as preventive care, routine checkups, crowns and implants. Clients can take advantage of these services and discounted services with a network provider of over 200,000 credentialed dental participants.
Health Specality Products

Health Specality Products

These health plans provide supplemental benefits like cancer insurance, heart/stroke insurance and hospital indemnity insurance. The benefits are paid directly to your client to provide immediate benefit and lessen financial strain.